My wife and I have no kids. We have noone to inherit our money so as far as I can tell we should end up on our death beds with no money left. Isn't that how people plan it? You don't need it anymore when you are dead so try to run out just as you die. That is the ultimate in planning I would say. Admittedly the knowing when that is going to be is kind of hard but that should be the goal.
So far my wife and I, once my career got going, haven't been poor. Before that she was very and I was so so. She struggled more than I did growing up so it has been nice to be able to treat ourselves, within reason, to the things we want. There are always more little things, like this Lego model, that turn up over time but we have got as much stuff as we really need. The only real needs we have now are to try and live somewhere away from people since living around other people doesn't match our personalities and likes.
So there you go, one of life's big mysteries solved. Live doing what you love within your means and try to die with nothing left. Simple life plan really isn't it?
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